As of October 2025, the average pension in Ukraine is 6,410 hryvnia, which is approximately 133 euros. For comparison, in Western European countries, this figure is several times higher: in Luxembourg, pensioners receive around 3,000 euros, in Switzerland — 2,400, in Norway — 2,000, in Denmark — 1,800, in Germany — 1,400, and in France — 1,200 euros.
Countries closest to Ukraine in terms of income also show higher figures. In Hungary, the average pension is around €400, in Latvia — €390, in Romania — €350, and in Bulgaria — €300.
At the same time, the difference lies not only in the amount of payments, but also in the ratio of pensions to salaries. In Ukraine, the average pension is only 28% of the average salary, while in the European Union this figure reaches 58%. This indicator is known as the replacement rate — it shows how much a person’s standard of living changes after retirement.
Experts emphasise that the low level of pensions in Ukraine is linked to the demographic situation, the large number of pensioners relative to the working population, and the deficit in the Pension Fund. In developed Western countries, financial pressure is more often felt by young people, while in Ukraine it is mainly felt by the elderly.
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